My name is Bill Brown.  I work as a loan officer for First Federal Bank
in our Cumming, Georgia branch. Trust is important in your mortgage
banker.  Here is a little background on me.  I have over 20 years of experience
as a loan officer and branch manager in the mortgage industry, including
Branch Manager for Ameriquest Mortgage, Branch President for
Optimum Mortgage Group and Vice President of Retail Operations for
Raven Mortgage Bankers.  Before being promoted to manager I was a top 5
loan officer at Optimum Mortgage Group winning many sales awards
leading to my ultimate promotion.  As a Branch President, we earned
Branch of the Year Honors 3 years in a row.

I did take a brief break in 2008 to volunteer with Catholic Volunteers in
Florida.  I always wanted to volunteer but also always had an excuse for why
I could not at the time.  Well, this time I didn't listen to the excuses!  I
worked as a case manager with homeless veterans providing transitional
housing and we helped them secure a permanent income and a
permanent residence.  After my year of volunteer service, I was asked to
stay on as the Program Director of WIN/Vet. (When in Need/Veterans)
I am very proud that we were able to successfully help the veterans
we served to obtain a permanent income and permanent residence over
70% of the time.  I still receive messages from many of the veterans
we served and it is awesome to hear how well they are doing!

We offer great VA Loan Programs.  Purchase programs up to
100% of the appraised value.  Give me a call for details.
No cost or obligation for your mortgage consultation!

I returned to the mortgage business with First Federal Bank.  As a
nationwide lender we have access to great rates and a variety of programs
that other lenders may not offer.  This is a great place to work and
a tremendous opportunity to serve the mortgage needs of our entire country,
not just a small portion, since we are a federally  chartered bank, allowed to
loan in all 50 states.  Please contact me for a mortgage analysis.  It is free and
there is no obligation.  I will work hard to exceed your expectations with
the goal of making us mortgage partners for life.

I am a Gold Leaf Certified Loan Officer

Whether you are buying, selling, refinancing, or building your dream home,
you have a lot riding on your loan specialist. Market conditions and
mortgage programs change frequently, so having a professional who is
able to give you quick and accurate financial advice is extremely important.
At First Federal Bank, we are committed to providing you and your family
with mortgage services  that will exceed your expectations.

How Do I Get Started?
About Me
Purchase or Refinance
The Right Loan for You!
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Thanks for visiting.  I hope to hear from you
soon. Get your questions answered.


Office:  678-679-6057
Home: 678-803-4325
Mobile:  803-542-3863


NMLS # 1460898

Gold Leaf Certified Loan Officer
First Federal Bank is an FDIC insured nationally chartered mutual savings bank approved lender.  NMLS# 408902.
We are an approved VA and FHA Lender. VA Lender: #6353290000 | FHA Lender: #7478000079
First Federal Bank, 2450 Atlanta Hwy Suite 1103 Cumming, GA  30040
Bill Brown
NMLS# 1460898
Lending Tree